The blue bars are the years of Pre-Provisional Net Revenue (PPNR) that would have to pay for losses if the economy tanked has hard as the Federal Reserve tested them under. The stress test assumed over 13% unemployment, 50% drop in the stock market, and roughly a 20% fall in real estate. Basically if they are under 1 year, the bank would still be profitable under this scenario. The green line represents the median for all banks. On average, most of the banks would be fine. I would disregard the Morgan Stanley results since the data was erroneous. They had negative net revenue, due to other expenses.
The red bars represent the tier 1 common ratio assuming no additional capital actions. This creates more of a level playing field since some planned no dividend increases while others did assume increasing dividends and share buybacks. The red dashed line represents the median for all banks. Note banks have to maintain a 4% tier 1 common ratio. Ally Financial failed this test.
Disclosure: Long WFC, and BAC Class A Warrants